If a tree should fall on your property, whether it’s on a structure or just in the yard, you’ll need the help of a tree arborist in Decatur to help you remove it. Fallen trees can be hazardous for your home as well as the people inside it. Trees may end up causing damage after high winds, heavy snowfall, or simply from disease or decay that weakens the tree and makes it fall. In many cases, your homeowners insurance will help you pay for tree removal and even repairing the damages that have occurred. Keep reading to learn what you need to know about making an insurance claim for damage caused by fallen trees.
Know Your Policy
It is important to understand the details of your insurance policy if you should experience damage from a fallen tree on your property. Typically, it does not matter whether the tree fell from your own property or from a neighbor’s yard. Either way, if the damage occurs on your property, you are the one who must file an insurance claim. If the tree has fallen because of a storm or other uncontrollable cause, insurance policies usually cover tree removal as well as repair for any damage caused. However, if a tree falls because it is dead or diseased, you may end up paying for the tree removal. That’s why it’s a good idea to work with an arborist to keep your trees healthy.
Once you are sure that you and your family are safe inside your house, you can start to take action. If a tree has fallen on your power line, call the power company immediately. Then, contact your tree removal company so that you can start the claim process. A great tree service company will work directly with your insurance company to help the process go smoothly. By going through your tree removal company, your insurance process will be more straightforward and more efficient so that you are reimbursed as soon as possible.