Does Your Insurance Cover Tree Removal?

During storm season, it is a smart decision for homeowners to be aware of their insurance coverage regarding tree removal . High winds can send branches and trees from your property flying or falling, allowing them to land on your roof, your neighbor’s car, or against nearby power lines. For these and similar reasons, it’s important to know if your insurance will cover tree removal services near Decatur. tree - removal

Determining if You Need Professional Tree Removal

Fallen trees can cause significant damage to your property. Although you may be tempted to deal with the disposal of a fallen tree yourself, doing so could prove dangerous. Fallen trees are heavy and can move unpredictably, making it essential to hire professionals who have the correct training and equipment to manage these situations.

Finding Out if Your Policy Covers Tree Removal and Damage

In many cases, homeowner’s insurance will cover at least some aspects of the tree removal process and debris cleanup after this type of disaster. If the fallen tree lands on your property, there is a good chance that your insurance will cover its removal as well as repairs for the damage it causes to insured property, provided that it fell because of a storm or similar circumstances that are beyond your control. When damage is caused by a fallen tree, the tree’s origin doesn’t matter. Therefore, if one of your trees damages your neighbor’s property, he will need to file a claim with his insurance. Similarly, if one of your neighbor’s trees damages your home, it is your insurance company that needs to be contacted.

Learning if Your Tree Removal Company Works with Insurance

If you are faced with damaged and fallen trees on your property, be sure to contact an emergency tree removal service that has experience in communicating with insurance companies. Choosing a tree removal company that is familiar with handling these types of emergencies and working with the homeowner’s insurance provider can make the process faster, smoother, and potentially less costly.

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