Companies that offer tree services serving Atlanta and Decatur are often asked about the benefits of tree insurance. If you’re in the process of getting a homeowner’s insurance policy and wonder if you need tree insurance, then there are several factors to consider:
Your property has several trees.
When deciding whether tree insurance is right for you, it’s important to consider the details of your property. If you only have young trees that are unlikely to cause much damage were they to break or fall, then you may not have much use for this type of insurance. On the other hand, if either you or your neighbor have a lot of trees or even one that is near or over a building, fence, or vehicles, then choosing to include tree insurance in your policy can be a smart decision. Tree insurance can cover some of the damages and costs resulting from certain situations where a tree or tree branch damages your property and requires emergency tree removal.
Your area gets severe weather.
While parts of the country rarely suffer severe weather, some regions are particularly vulnerable to tornadoes, hurricanes, flooding, and heavy rains. If you live in one of these areas, then you should consider getting tree insurance. High winds can topple or break even healthy trees that are rooted well, and rains and flooding can cause soil erosion that leads a tree to fall without warning. For these reasons, you can benefit knowing that you have tree insurance when you need emergency tree services.
You want to enjoy peace of mind.
If you find yourself going back and forth on getting tree insurance, then you may be better off simply going ahead with the decision to invest in this failsafe. If there are mature trees on or around your property, then having tree insurance can allow you to worry less about the damages that they may cause and the costs associated with tree removal.